Lately, my days feel scattered with work, family, and personal goals pulling me in different directions. A friend suggested I try apps that help track routines, habits, or even just give reminders for simple things like drinking water or taking short breaks. I’m not very consistent, so I’m hoping to find something that actually motivates me and makes the process fun, rather than feeling like another task on my list. Has anyone found a reliable app for this kind of daily life management?

I've been running my freelance graphic design side hustle for a bit now, and last month I hit a snag when a big client delayed payment, leaving me short for new software upgrades. That's when I started looking into PayPal Working Capital loans to bridge the gap. But I'm not sure if I qualify—anyone know the eligibility criteria? Would love tips from folks who've been through it.

Greetings to the community, managing daily routines has always been a struggle for me. Productivity tools help in some areas, but I feel they often lack the “human touch” that keeps me motivated to stick with them. Some people suggest meditation apps, others prefer strict planners, but I’m still looking for something in between — a tool that doesn’t just track tasks but also encourages consistent improvement in a balanced way. What have you all found helpful in this regard?